isaacpaha.com
The AI-powered planner that maps out exactly how you get from where you are today to owning your first home. Enter your income, savings, and target property — get a personalised deposit plan, mortgage readiness roadmap, credit-building strategy, and a month-by-month action plan.
What you get
Readiness Score
How mortgage-ready you are right now
Deposit Plan
Monthly savings target + milestones
4-Phase Roadmap
Step-by-step to mortgage application
Credit Strategy
Build a stronger credit profile
UK Buyer Schemes
LISA, shared ownership & more
AI Home Coach
Ask anything, anytime
⚠️ Educational guidance only — not regulated financial advice. For mortgage advice, speak to an FCA-regulated IMA.
First Home Planner
Go from your first payslip to owning a home. With a real plan.
Bills, food, transport, subscriptions — everything
Loans, credit cards, car finance, student loan
Enter your income and target property price to get started
This tool provides educational planning guidance only — not regulated financial or mortgage advice. Numbers are estimates based on your inputs. For personalised mortgage advice, consult an FCA-regulated independent mortgage adviser.
Turn financial stress into a clear, step-by-step plan.
Enter your debts, income, and expenses to get a personalised, AI-generated debt repayment roadmap. Snowball or avalanche strategy, month-by-month timeline, weekly action plan, scenario simulation, and a built-in AI financial coach — all free.
Can you survive on this? Find out in seconds.
Enter your total budget and timeframe, add your fixed costs and flexible spending, and get a realistic day-by-day survival plan with daily limits, category breakdowns, risk assessment, AI-powered cut suggestions, scenario testing, and an AI budget coach. Built for real life, not spreadsheets.
