💸

💰 FINANCELiveNEW

Smart Budget Survival Planner

Enter your total budget and timeframe, add your fixed costs and flexible spending, and get a realistic day-by-day survival plan with daily limits, category breakdowns, risk assessment, AI-powered cut suggestions, scenario testing, and an AI budget coach. Built for real life, not spreadsheets.

🪙 150 tokens per run

Daily survival budget calculatorRisk indicator (Safe / Tight / Unsustainable)Category-by-category allocationAI cut suggestions & scenariosSurvival Mode guidanceAI Budget Coach

The question this tool answers

"Can I survive on £500 for 30 days?"

→ Yes — here's your daily limit

"What if I earn £200 extra next week?"

→ Extends your runway

"Can I afford a £40 night out Saturday?"

→ Not this week — but in 2 weeks, yes

Real answers to real questions — based on your actual numbers, not generic advice.

💸

Smart Budget Survival Planner

Can you survive on this? Find out in seconds.

Live

Quick start — or fill in your own

Budget & Timeframe

Currency

Total money available *

£

Timeframe (days) *

Fixed Costs

Unavoidable — rent, bills, transport, subscriptions

£0

£

Flexible Spending

Things you control — food, entertainment, misc

£0

£

Daily survival limit

Risk indicator

Week-by-week plan

Cut suggestions

Scenario testing

AI Budget Coach

This tool provides planning and guidance support, not regulated financial advice. Calculations are based on the figures you enter. For serious financial difficulty, contact StepChange (UK) or a qualified financial advisor.

More FINANCE Tools

See all

🏡

First Home Planner

NEW

💰 FINANCE

Live

Go from your first payslip to owning a home. With a real plan.

The AI-powered planner that maps out exactly how you get from where you are today to owning your first home. Enter your income, savings, and target property — get a personalised deposit plan, mortgage readiness roadmap, credit-building strategy, and a month-by-month action plan.

Personalised deposit savings plan
Mortgage readiness roadmap
Phase-by-phase action plan

Home BuyingMortgageSavingsFinanceFirst-Time Buyer

🪙 200

Try it

💰

AI Debt Recovery Planner

NEW

💰 FINANCE

Live

Turn financial stress into a clear, step-by-step plan.

Enter your debts, income, and expenses to get a personalised, AI-generated debt repayment roadmap. Snowball or avalanche strategy, month-by-month timeline, weekly action plan, scenario simulation, and a built-in AI financial coach — all free.

Debt repayment roadmap
Snowball & avalanche strategies
Month-by-month timeline

DebtFinanceBudgetingPlanningMoney

🪙 150

Try it